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Eliminating Online Fraud With Identity Document Verification

Digital solutions are becoming more accessible with the evolution of technology. Modern-day systems are becoming efficient with time, improving the overall process of many industries. Meanwhile, organizations are also shifting towards innovative solutions to match customer needs. Since the world is adopting technology in daily processes, fraudsters are also becoming technically advanced. Attackers have created newly sophisticated methods to cheat customers in different ways. Identity theft is a common crime that is prevalent over networks. These risks can harm the firm’s resources by directly affecting its business operations. 

Many firms perform digital verification while onboarding. An identity document, which can be a passport, identity card, or license, is analyzed to ensure the credibility of the user. As the COVID-19 SOPS are still active in most countries, document checker online provides a great method to verify the papers digitally. 

AI (Artificial Intelligence) and OCR (Optical Character Recognition) make this method much more reliable.

Digital Identity Verification

Companies always ask for proof of identity from new members before onboarding. Every firm follows the process in order to protect itself from identity thefts, fraud, and most importantly money laundering. Recent surveys reveal that fraudsters use forged identities to launder money for illicit purposes. Therefore, it is essential for every firm to perform complete verification on new clients. Businesses use KYC (Know Your Customer) and CDD (Customer Due Diligence) processes for efficient verification. These are complete operations that analyze the customer’s identity, evaluating each and every aspect of their genuineness.

Customer Onboarding through An Identity Document

An Identity document is a piece of paper that is verified by the government or legal authorities of the country. Some mostly used identity documents for document verification are ID cards, driving licenses, and passports. Many systems also utilize the COVID-19 verification card for the said purpose. Companies have deployed digital document verification that requires a single identity document for verification. After getting the required paper from the client, the system performs multiple checks.

The Fast and Efficient Way to Verify Documents

The modern-day document verification system automatically processes the data from the uploaded paperwork. The process is fully automatic and even self-captures the required data from an image. The data processing algorithms enable intelligent recognition of text within a digital copy making the process user-independent. 

The accuracy of the information is also on point, as the machine compares the data online directly from the verified repositories. 

AI and OCR in Action

As discussed above, AI and OCR significantly improve the performance of digital identity verification systems. These modern solutions when applied to ID Document Verification ensure the security and protection of the firm. AI systems also improve the working of OCR processes by enhancing the ID document uploaded by the user. It uses the modern-day algorithms of machine learning and image processing to improve image quality resulting in better data retrieval through OCR. The combination of both technologies makes document verification easy and efficient. 

Verification of Document Authenticity

In the IDV sector, a lot of KYC service providers implement the format-checking service in the system. 

Image comparison is carried out using thousands of document templates before continuing any further validation. AI is also capable of checking the authenticity of uploaded documents. It is a crucial process for every firm as many fraudsters use manipulated images for criminal activities. The document verification system has built-in tools powered by AI that detect fake documents. This eliminates the risk of a fake identity document from the sources and enables successful verification. 

Fast Extraction

After approval by the AI identity document checker, the document is then further processed for data extraction. The OCR system then comes into play, making alphabet checking and information gathering easy. The identity fields of the client such as name, age, and address are extracted from the documents to verify credibility. Another common and crucial feature is the verification of MRZ (Machine Readable Zone) data. This section contains the user’s personal information and is printed on the identity document. The MRZ is scanned by intelligent OCR systems completing the verification process.


As technology is evolving with time, fraudsters are also getting their hands on modern tools and methods. They find illicit methods to exploit the firm’s data and resources causing failure. The identity document verification method proves an efficient tool for the evaluation of clients. It enables faster recognition and improves the process of identity verification. The implementation of innovative technologies such as AI and OCR play an integral role in the complete document verification process.

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