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Wednesday, July 24, 2024

GSSHealth – AMS/GSS Health & Dental Plan

GSSHealth provides expert consulting in the fields of laboratory strengthening, data collection & validation and analysis, quality systems, supply chain and logistics. We also support global health efforts through field-focused work in both resource-rich and resource-limited environments.

AMS student society has raised mental health coverage from $1,000 to $1,250. The move comes weeks after the $500 decrease was allowed to expire.

AMS/GSS Health & Dental Plan

The AMS/GSS Health & Dental Plan offers extended health coverage for prescription drugs, dental care, travel insurance and vision care. All GSS members who pay a AMS fee are automatically enrolled in the Health and Dental Plan (except exchange students paying tuition at their home university).

A recent survey conducted by Studentcare indicated that mental health coverage was one of the most used parts of the plan. To address this, the AMS has increased mental health coverage in 2021 to $1,500 per year.

All AMS/GSS Plan subscribers have access to Console, a free program offering mental wellness resources on mobile and web. For more information, visit our FAQ page. If you have permanently opted out of the Plan in the past, you can self enrol with Studentcare during the Change-of-Coverage Period.

AMS Fee Opt-in

Students who have comparable health and dental coverage through another source may opt out of the AMS/GSS Plan by following the steps on AMS CampusBase. Please note that if you choose to opt out of the AMS/GSS plan you absolve Studentcare, AMS and GSS from all liability for any loss incurred as a result of this decision.

The fee also funds childcare bursaries, CiTR, the Student Legal Fund Society (which provides legal workshops and subsidies), as well as arts and recreation clubs like Blank Vinyl Project, Debate Society and Musical Theatre Troupe. It also supports the U-Pass, which offers unlimited transit for all zones across the city.

The AMS Fee Opt-in is automatically re-billed each year, unless you opt-out during the Change of Coverage Period.

Change of Coverage Period

During the Change of Coverage Period you can change your coverage, or add or remove dependents. These mid-year changes are allowed only if you experience a qualifying life event.

If you have coverage from another source and want to change your coverage during the change of coverage period, you must complete a couple/family enrolment form. The process for doing this is outlined on the Couples & Family Enrolment page.

Students that have other extended health, dental and vision insurance that is equivalent to the AMS/GSS plan can opt-out of the GSS plan during the Change of Coverage period. To opt out, follow the procedures on the Studentcare Opt-out page. Your opted out status is in effect from Sept. 1 – Aug. 31 each year.


Offering opt-out arrangements is an excellent way to give employees the freedom of choice they deserve and save on employer health insurance costs at the same time. But there are a few important legal and tax considerations that employers need to take into account before implementing them.

For example, an employer should be careful not to offer opt-out payments only to employees who they believe are likely to have high medical claims because doing so may violate HIPAA nondiscrimination rules. In addition, opt-out payments are taxable because they represent cash compensation. And this additional income increases the amount of overtime that an employee must work to earn a certain wage rate under federal and state laws.

Also, if the opt-out payments are offered through a cafeteria plan, they will be considered taxable under the “Doctrine of Constructive Receipt.” This is because the money is being used to replace a benefit that would otherwise be paid for by the employer (like the employer’s share of the group medical premium). This money should therefore be included in the employee’s gross wages for all purposes including FICA and Medicare taxes.

Exchange Students

Taking the leap to leave your comfort zone for a year is a bold move, and one that can redefine the way you see the world. It’s a chance to gain new skills and experiences that can be applied to your career path and personal life.

International exchange programs offer students the opportunity to immerse themselves in a new culture and enhance their foreign language skills while building intercultural relationships. These programs can range from a few weeks to a full year and are often funded through scholarships or self-funding.

While on exchange, you’ll make friends with people from all over the world who will teach you more about their own cultures and perspectives. These friendships will create a global network that can help you achieve your goals in the future.

Kaifi Ahmad
Kaifi Ahmad
Through his work, Yasir aims not only to inform but also to empower readers, equipping them with the knowledge and understanding needed to make informed decisions in an increasingly digital financial world. With a commitment to accuracy, integrity, and innovation, Yasir continues to be a driving force in shaping the discourse surrounding fintech on FintechZoomPro.net.

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